About Us

Oshkosh Community Credit Union is a member-owned financial institution dedicated to providing the highest level of service to meet its members’ needs. OCCU strives to offer competitive rates while maintaining the highest integrity and financial stability.

Oshkosh Community Credit Union’s membership is open to anyone who lives or works in the Following counties: Winnebago, Calumet, Fond Du Lac, Green Lake, Outagamie, Waupaca, and Waushara (and immediate family members). To become a member, simply stop at our downtown location. All it takes to open and maintain your share account is $5, and start earning dividends with balances of $100 or more.

Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union.

Oshkosh Community Credit Union offers a broad array of individual financial products and services. OCCU is a recognized leader in personal finance & member service. Explore the world of OCCU!

Stop in to sign up for OCCU’s e-banking service. With free online banking that gives you secure internet access to your accounts, you have a choice to do your banking wherever and whenever you want—from home, the office, or anywhere else you have access to the internet, day or night, seven days a week. You can even deposit checks into your account with Remote Deposit Capture and pay your bills directly from your account with OCCU’s Online Bill Pay!


Holiday Hours

2026 Holiday Hours
Date Holiday Status/Hours
Thu, January 1 New Year’s Day (Observed) Closed
Mon, January 19 Martin Luther King, Jr. Day Closed
Mon, February 16 Presidents' Day Closed
Sat, May 23 & Mon, May 25 Memorial Day Weekend Closed
Fri, June 19 Juneteenth Closed
Fri, July 3 & Sat, July 4 Independence Day (Observed) Closed
Sat, September 5 & Mon, September 7 Labor Day Weekend Closed
Mon, October 12 Columbus Day Closed
Wed, November 11 Veteran’s Day Closed
Thu, November 26 Thanksgiving Day Closed
Fri, November 27 Black Friday Drive-thru only until noon
Thu, December 24 Christmas Eve (implied) Drive-thru only until noon
Fri, December 25 Christmas Day Closed
Thu, December 31 New Year’s Eve Drive-thru only until noon
Fri, January 1, 2027 New Year’s Day Closed

Helpful Services

Direct Deposit

Why wait in line or drive in bad weather to deposit your paycheck? Sign up for direct deposit, and your paycheck may be automatically sent to your Oshkosh Community Credit Union account. You can have money distributed within your account, to other accounts, or pay on a loan.

Payroll Deduction

With OCCU, you may specify an exact amount of money deducted from your paycheck each pay period and have it automatically deposited into your OCCU account. Use this money to save and/or pay on your OCCU loan each month.

Check Card

OCCU’s check card is a complete 2-in-1 card. The debit feature allows you to deposit or withdraw from your checking or savings account through an ATM. The credit feature allows you to make purchases anywhere Visa is accepted, but it deducts the funds directly from your OCCU Checking Account.

To report a lost or stolen check card during office hours, call (920) 233-1952; outside office hours, call 1 (800) 325-3678.

Savings Debit Card

OCCU’s Savings Debit Cards are accessible for ATM withdrawals only. Some restrictions apply.

To report a lost or stolen Savings Debit Card during office hours, call (920) 233-1952; outside office hours, call 1 (800) 325-3678.

Travel Currency Card

Our reloadable travel currency card is now available to purchase for $9.95 in denominations starting at $100 up to $2,000. A $5 fee is charged for each reload of the card. Travel currency cards replace Traveler’s Cheques.

Money Orders and Cashier’s Checks

Money order fees are $2 per money order for members. Cashier’s checks are $2 per check for members.

Union Gold

For members age 60 and over.

  • $7.95 first time travel currency card purchase

  • 5 free money orders/cashier’s checks per month

  • 1 free box of checks per calendar year

Other Services

  • Notary Public Service

  • Chamber Gift Certificates

  • Coin Exchange

  • Visa Gift Cards $2

  • 24-hour ATM (located in drive-thru 1)

  • Night Depository (located in drive-thru 1)

Helpful Links


Non-Member Services

Available for non-members at a small fee:

  • Notary Public Service $5

  • Oshkosh Chamber Gift Certificates

  • Coin Exchange 10% of total

  • Visa Gift Cards $2